“My industrial loan got rejected due to insufficient secondary loan capacity”,This is common question now a days by indian industrialist.Know basics of asset creation model for manufacturing companies which will help them in bad times.Watch this video:

1.What I need to apply to industrial loan?
Ans:only manufacturing company owning own manufacturing setup can apply for it.
Their factory works as primary collateral.
For secondary collateral they can show flat or commercial or residential Non agriculture plot in India

2.Where should industry invests for immediate good secondary collateral valuation  in Flat or Commercial or Plot?
Ans:If you are looking for immediate good secondary valuation,you can go for Residential Non Agriculture plot where rate is less than 100 Rs per sq ft,so valuation can be 3 times to 4 times of buying cost.
Flat and commercial can be bought but their valuation will not be immediately 3 to 4 times.
Example:You buy Residential Non Agriculture plot of Rs.10Lakh so its secondary collateral valuation becomes Rs.40Lakh and around 60% loan is available on valuation

3.If I am staying in India,where can  I buy residential Plot where valuation will be multiple times immediately for secondary collateral valuation?
Ans:There are certain districts in Maharashtra like Solapur and Osmanabad where valuation will be multiple times immediately for secondary collateral valuation
Most of the industrialist in the expansion of business need money or want to top up existing industrial loan.

Regards,
Reshma Hajite,
Entrepreneur.Land Expert.IT Professional.Social Worker.
Director Excellence Shelters Pvt.Ltd

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